Plastic Surgery Financing Options

The Real Cost of Cheap Plastic Surgery

When it comes to surgery, cheaper doesn’t mean safer—and in the world of plastic surgery, it can be downright dangerous. Every year, patients suffer devastating consequences from choosing low-cost procedures performed by unqualified providers or clinics overseas. These “deals” often involve salespeople—not board-certified plastic surgeons—handling consultations and pushing unnecessary procedures.

The results?
  • Botched surgeries
  • Life-threatening complications
  • Emotional trauma
  • Expensive revisions that end up costing far more than doing it right the first time

We’ve seen too many patients come to us for revision surgery, heartbroken and financially strained, wishing they had chosen a trusted expert from the start.

At Dr. Cat Plastic Surgery, we take your health, safety, and results seriously. All consultations are done personally by Dr. Cat, a double board-certified plastic surgeon known for meticulous technique and natural results. Your safety is never compromised for a discount.

Financing options are available—so you can choose excellence without risking your life or your future.

How to Spot a Red Flag Cosmetic Clinic

Choosing the right plastic surgeon isn’t just about aesthetics—it’s about your safety, outcome, and long-term wellbeing and results. Here’s what to watch out for:

Step 01

Consultations Are Done by Salespeople, Not Surgeons

If you’re speaking to a “patient coordinator” or salesperson instead of a board-certified plastic surgeon, walk away. Only your surgeon should be assessing your body and discussing surgical recommendations.

Step 02

Prices That Seem Too Good to Be True

If the price feels suspiciously low, it usually means corners are being cut—on safety protocols, anesthesia, equipment, or experience. Cheap surgery can cost you everything.

Step 03

No Board Certification or Hospital Privileges

Always verify that your surgeon is board-certified in plastic surgery and has privileges at an accredited hospital. No certification? No surgery.

Step 04

Limited or No Post-Op Support

Red flag clinics often offer minimal aftercare—or worse, disappear after your surgery. You deserve continuity of care and access to your surgeon throughout your healing process.

Step 05

High-Pressure Sales Tactics

If you feel rushed, upsold, or manipulated into booking quickly, trust your gut. Real experts respect your pace and encourage thoughtful decisions.

Step 06

Vague or Hidden Costs

Watch out for clinics that don’t provide a transparent, itemized quote. Hidden fees often appear later—especially with “free consultations.”

Dr. Cat Plastic Surgery patient transformation gallery

Choose Safety. Choose Expertise. Choose Dr. Cat.

At our Beverly Hills practice, your care is personal. Every consultation is done by Dr. Cat herself. We offer transparent pricing, world-class results, board certified providers, registered nurses, and flexible financing—so you never have to choose between quality and affordability.

At Dr. Cat Plastic Surgery, we believe that everyone deserves to feel confident and empowered in their own body. If you’re considering a cosmetic procedure but concerned about the upfront cost, we offer a variety of financing options to make your transformation more accessible.

Flexible Payment Solutions

We partner with trusted third-party financing providers that specialize in plastic and cosmetic surgery financing. These partners offer flexible plans with competitive interest rates and manageable monthly payments.

Popular financing partners include:

  • CareCredit®
  • Alphaeon Credit

Our team will guide you through the application process and help you select a plan that fits your needs and goals.

Layaway Program – Plan Ahead, Pay Over Time

We also offer an in-house layaway program for patients who prefer to plan ahead. With this option, you can:

  • Make scheduled payments toward your procedure over time
  • Lock in current pricing
  • Book your surgery once your full balance is paid

This is a great solution for patients who prefer an interest-free alternative without third-party credit checks.

What Procedures Can Be Financed or Paid Over Time?

Most surgical and non-surgical procedures qualify, including:

Body:

  • Tummy Tuck
  • Revision Tummy Tuck
  • Liposuction
  • Awake Liposuction
  • Revision Liposuction
  • Brazilian Butt Lift (BBL)
  • Thigh Lift
  • Pubic Lift
  • Mommy Makeover
  • Body Contouring

Face & Neck:

  • Rhinoplasty
  • Otoplasty
  • Facelift
  • Neck Lift
  • Eyelid Lift
  • Brow Lift
  • Lip Lift
  • Buccal Fat Removal
  • Fat Transfer to the Face
  • Facial Implants

Breast:

  • Breast Augmentation
  • Breast Augmentation with Fat Transfer
  • Tuberous Breast Correction
  • Breast Reduction
  • Breast Revision Surgery
  • Breast Lift
  • Breast Implant Removal

Labia:

  • Labiaplasty
  • Vaginal Rejuvenation
  • Labiaplasty Revision

Minimally Invasive & Non-Surgical:

  • Botox
  • Dysport Injections
  • Dermal Fillers
  • Venus Viva MD
  • Dermabrasion
  • ThermiVa
  • ThermiSmooth Face
  • ThermiSmooth Body
  • Radiofrequency Skin Tightening
  • Laser Treatments
  • MD GLAM Skincare (not covered by financing but available as an add-on)
Dr. Cat warmly consulting with a patient in her office, smiling and attentively discussing plastic surgery options.

Ready to Take the Next Step?

Contact our office at phone or email us to learn more about financing your procedure or to set up your layaway plan.

Fast & Easy Application

Applying for third-party financing is fast and confidential—many of our patients receive approval within minutes. And if you choose the layaway plan, we’ll help you set up a simple payment schedule based on your timeline.

We’re Here to Help

Our patient care team is here to walk you through all your options, whether you’re paying over time or financing through a third party. We’re committed to making your journey smooth, empowering, and financially stress-free.